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Board Resolution
Review and sign the corporate board resolution
Please review the board resolution, enter your details, and sign in the signature box to execute the resolution.
From Step 2 - Company Details
The Board of Directors of
(hereinafter referred to as the Company/Applicant) at a meeting of the Board of Directors held on the resolved that:
- FinXP Limited (the "Electronic Money Institution" - "FXP") having its registered address at Ardent Business Centre, Oratory Street, Naxxar NXR2505, Malta have been appointed for the opening of payment account/s for the Applicant
- The Applicant shall open an account/s with FXP in any currency and upon any term deemed desirable
- The Applicant shall accept to be bound by FXP's current terms and conditions (www.finxp.com)
- The Applicant and its Authorized Account Signatories (as submitted in the appropriate form) shall be accepting funds/paying funds on the Applicants behalf and shall not engage in accepting funds to/for any third parties.
- The Board of Directors further resolves to register with the FXP IBAN4U Internet Banking Portal (www.iban4u.com).
- The person listed in the attached Authorized Account Signatories form acting jointly/individually and/or severally are hereby authorised to open and thereafter operate the said account(s) with FXP and give or procure all and any form of instructions, orders, mandates or documents to FXP in the course of so doing. This authority is binding until FXP receives a duly certified copy of a resolution or amendment to the same.
- FXP, at its own discretion, acts on any written instructions given by the Authorised Signatory/ies on behalf of the Applicant and to accept any receipts or other documents in relation to the account, transaction or affairs of the Applicant provided that they are signed in accordance with these resolutions
- The Applicant indemnifies FXP against any loss, cost, damages, claim or demands (including any legal costs) incurred by FXP as a result of, or arising in connection with, the reliance by FXP on any instructions or communications received by it from the Authorised Signatory/ies
- The Applicant shall provide FXP with up-to-date Applicant information and documents as may be required by FXP from time to time in order for FXP to comply with its anti-money laundering obligations and all current regulations
- In accordance with FXP's current terms and conditions, the Applicant may grant any form of pledge, right of retention, or other preferential security right in favour of FXP in relation to the said account/s
- All Transactions/instructions given by the Applicant must be in accordance with such procedures as may be communicated to the Applicant from time to time by FXP, which shall include, to the extent applicable, the Supplementary agreement governing the relationship between FXP and its customers, the terms and conditions of FXP which are available on www.finxp.com and the instructions for use of that account through Internet banking services. The Applicant undertakes at all time to strictly comply with the policies and procedures communicated to use from time to time and note to take or omit to take any action which would make such policies accessible to third parties or that would otherwise allow to facilitate the improper or unauthorised access by any third party on the IBAN4U Internet Banking Portal
- Any authorised director, partner or the Company Secretary be authorised to issue a certified extract of these resolutions and to provide a copy of same to FXP.
The Director
Full Name (Print)
Date
Signature
Source of Wealth Declaration
Complete the declaration and sign
Select the source(s) of your company's wealth, provide details, and sign the declaration.
Declarations *
Ardent Business Centre,
Oratory Street,
Naxxar NXR2505, Malta
Source of Wealth Declaration
As a Licensed Electronic Money Institution, FinXP Ltd must comply with regulatory obligations emanating from Prevention of Money Laundering and Funding of Terrorism Regulations (S.L. 373.01) & FIAU Implementing Procedures. Therefore, it is our obligation to collect information regarding our clients' source of wealth.
Source of Wealth (SoW)
The SoW refers to the origin of the entire body of wealth of the customer (body corporate or individual). We also understand that the value of your net worth may change over time as new activities are identified hence additional wealth is accumulated. Therefore, it is of utmost importance that if such changes occur, you provide us with an update.
Body corporate: Are commercial activities developed and has the company been up and running and money generating business? If yes, kindly provide us with a copy of the latest audited financial statements, in order to attest to a sound financial situation resulting from the company's turnover generated from the carrying out of its own activities.
Examples of documentary evidence to be collected to evidence source of wealth:
| Source | Documentation Requirements | |
|---|---|---|
| ✓ ☐ | Income from Profession / Employment |
|
| ✓ ☐ | Savings | Bank statement showing name of customer, amount and enquiry of the source of wealth (showing how savings were acquired) |
| ✓ ☐ | Loan |
|
| ✓ ☐ | Dividends or profits from company |
|
| ✓ ☐ | Sale of Investments / Shares |
|
Source of Wealth Declaration
| Source | Documentation Requirements | |
|---|---|---|
| ✓ ☐ | Sale of Property |
|
| ✓ ☐ | Divorce |
|
| ✓ ☐ | Inheritance |
|
| ✓ ☐ | Lottery / gambling win | Letter from paying organisation confirming the details of the win, screenshots from website showing tournament placement/winnings, copies of bank statements showing payment of winnings |
| ✓ ☐ | Gift |
|
| ✓ ☐ | Other Income sources | Nature of income, amount, date received and from who. Appropriate supporting documentation. |
Once you have selected one or more of the relevant choices above, below please provide a brief description of the economic activities that generated your wealth and provide supporting documents. All supporting documents are to be submitted in either original form or must be certified by embassy officials, legal or accountancy professionals, entities/persons undertaking a relevant financial business or equivalent activities in reputable jurisdictions, or by any other person who is empowered to certify documents within the jurisdiction.
Declaration
I confirm that these funds are derived from legitimate sources and are not linked and/or derived from criminal origin, of whatsoever nature, and do not constitute the proceeds of money laundering or terrorist financing as stated above and that I will also provide evidence of the source of funds or source of wealth (as detailed above) if required to do so by FinXP Ltd.
I declare that the information provided is, to the best of my knowledge, accurate and complete.
Date
Signature
Position/Role
Full Name (Print)
On Behalf of the Company
Declaration Form
Company Details
Applicant Confirmations *
Signatory Details
Document Preview
Declaration
The Applicant hereby confirms that it has received and read a copy of FXP terms and conditions governing the account/s and it also agrees to be bound by the current general terms and conditions as they may be amended from time to time, in its relationship with FXP. The Applicant specially agrees and confirms that FXP shall be entitled to disclose and/or procure information pertaining to the applicant as and when it is deemed necessary by FXP or required by regulatory authorities. The Applicant further declares, confirms, and agrees
- That all the particulars and information provided in this application form and in other ancillary documentation are true, correct, complete, and up to date in all respects and that no information has been withheld
- That no petition had been presented for its winding up or liquidation, or analogous proceedings, nor have any creditors entered into any arrangement.
- That it has not, at any time, defaulted under any load obtained from any person.
- That the provision of any false or misleading information or the suppression of any material fact will render the Applicant's account liable for termination and further action.
- To indemnify FXP and its successors or assigns, if any representation or declaration made hereunder or in any other ancillary document is incorrect, false, or misleading in any way.
- To forthwith provide FXP with up-to-date information and documents as may be required by FXP from time to time in order for FXP to comply with anti-money laundering obligation and regulations
- To immediately notify FXP of any changes/updates made to any of the documents being submitted with this application form and to furnish FXP with a copy of such documents as amended
- To immediately inform FXP in case of any significant changes to the Applicant's ownership/director/ and or legal structure
- To furnish FXP with such documents and particulars as may be reasonably requested by FXP from time to time.
Data Protection
In terms of the Data Protection Act, FXP will process the above data and any other data which the applicant subsequently provided to FXP in any form or manner, for the following purposes,
- To provide Statement and provide its products and services
- For internal assessment and analysis
- For the detection and prevention of fraud and other criminal activity which FXP is legally bound to report
- To develop and improve the service of FXP
- For direct marketing, such as to inform the applicant, by mail, telephone, email, or other electronic means, about any other products and services supplied by FXP, its subsidiaries, associate, agents, and by carefully selected third parties and for research purposes.
Please note that your personal data may be disclosed to, exchanged with, or processed by all the employees of FXP, its subsidiaries, associates, and agent, including third parties entrusted with handling bulk mail in EEA Member states or the U.S., for the above purposes only. Personal data in relation to transactions effected via SWIFT (Society for Worldwide Interbank Financial Telecommunications) may be required to be disclosed to the United States authorities in order to comply with legal requirements applicable in the United States for the prevention of crime.
The Applicant has the right to request what personal data FXP holds of the applicant and can request correction of such data where necessary. Furthermore, the applicant needs to inform FXP in writing if it objects to having the personal data processed for direct marketing. Notwithstanding the fact the FXP will request confirmation of the above data periodically, the applicant is obliged to inform FXP immediately if such data has changed.
The Entity confirms that they have read and agree to the Privacy Policy.
The Entity confirms that they have acknowledged, read and understood the Terms & Conditions.
Date
Name and Surname
Signature
Third Party Payments
Add third-party information for incoming and outgoing transactions:
Signature Details
Document Preview
Customer Third Party Payments Questionnaire Update
Kindly provide all Third-party information below for both Incoming and Outgoing transactions that will be transacted in your IBAN4U Account.
| Third Party Legal Name | Third Party Country | Payment reason and/or Nature of Business Relationship | Type of transaction | Expected Monthly Volume € | Expected Maximum Transaction Amount € |
|---|---|---|---|---|---|
| Example Limited | Malta | Acquirer/Supplier/Own external | Outgoing | 10000 | 1000 |
Company
Name:
Signature
Date
*multiple pages may be used
Enter your company's registered address
Enter contact person information
Provide additional information about your business
Add directors, shareholders, and signatories (at least one Director and one Signatory required)
Is this person the same as the contact person from the previous step?
If yes, click "Fill Info" to automatically populate the form with contact details.
Roles *
📋 Required Documents for Selected Roles:
- Identity Document (Passport/ID) - UBO, Director, Signatory, Shareholder
- Proof of Address (Utility Bill) - UBO, Shareholder, Signatory
- Source of Wealth Declaration - UBO, Shareholder
Personal Information
Title *
Sex *
Nationality *
No countries found
Identification Document
Document Type *
Country of Issue *
Identity Document (Passport/ID Card) *
Upload front and back of ID card, or passport photo page
ID document already uploaded to server - no need to re-upload
PDF, JPG, PNG (max 10MB each)
Proof of Address (Utility Bill) *
Proof of address already uploaded to server - no need to re-upload
Upload proof of address
Recent utility bill or bank statement
Source of Wealth Declaration Form *
Source of wealth form already uploaded to server - no need to re-sign
Sign the declaration document
Authorised Signatory Form *
Additional Information
Source of Income *
Your current occupation or profession
Your current employment status
Source of Wealth *
US Citizen/Tax Resident *
Politically Exposed Person (PEP) *
Tax Residence Country *
Residential Address
Country *
Corporate Entity
Add a company or legal entity associated with your business. Select the role this entity will have.
Corporate Role *
Enter the percentage of ownership (0-100%)
Entity Information
Country of Incorporation *
Tax Country *
Address
Country *
KYB Documents *
Upload required corporate documents for KYB verification. Bank Statement is optional.
PDF, JPG, PNG (max 10MB)
Sign the board resolution document
Board Resolution
Review and sign the corporate board resolution
Please review the board resolution, enter your details, and sign in the signature box to execute the resolution.
From Non-Natural Person Details
The Board of Directors of
(hereinafter referred to as the Company/Applicant) at a meeting of the Board of Directors held on the resolved that:
- FinXP Limited (the "Electronic Money Institution" - "FXP") having its registered address at Ardent Business Centre, Oratory Street, Naxxar NXR2505, Malta have been appointed for the opening of payment account/s for the Applicant
- The Applicant shall open an account/s with FXP in any currency and upon any term deemed desirable
- The Applicant shall accept to be bound by FXP's current terms and conditions (www.finxp.com)
- The Applicant and its Authorized Account Signatories (as submitted in the appropriate form) shall be accepting funds/paying funds on the Applicants behalf and shall not engage in accepting funds to/for any third parties.
- The Board of Directors further resolves to register with the FXP IBAN4U Internet Banking Portal (www.iban4u.com).
- The person listed in the attached Authorized Account Signatories form acting jointly/individually and/or severally are hereby authorised to open and thereafter operate the said account(s) with FXP and give or procure all and any form of instructions, orders, mandates or documents to FXP in the course of so doing. This authority is binding until FXP receives a duly certified copy of a resolution or amendment to the same.
- FXP, at its own discretion, acts on any written instructions given by the Authorised Signatory/ies on behalf of the Applicant and to accept any receipts or other documents in relation to the account, transaction or affairs of the Applicant provided that they are signed in accordance with these resolutions
- The Applicant indemnifies FXP against any loss, cost, damages, claim or demands (including any legal costs) incurred by FXP as a result of, or arising in connection with, the reliance by FXP on any instructions or communications received by it from the Authorised Signatory/ies
- The Applicant shall provide FXP with up-to-date Applicant information and documents as may be required by FXP from time to time in order for FXP to comply with its anti-money laundering obligations and all current regulations
- In accordance with FXP's current terms and conditions, the Applicant may grant any form of pledge, right of retention, or other preferential security right in favour of FXP in relation to the said account/s
- All Transactions/instructions given by the Applicant must be in accordance with such procedures as may be communicated to the Applicant from time to time by FXP, which shall include, to the extent applicable, the Supplementary agreement governing the relationship between FXP and its customers, the terms and conditions of FXP which are available on www.finxp.com and the instructions for use of that account through Internet banking services. The Applicant undertakes at all time to strictly comply with the policies and procedures communicated to use from time to time and note to take or omit to take any action which would make such policies accessible to third parties or that would otherwise allow to facilitate the improper or unauthorised access by any third party on the IBAN4U Internet Banking Portal
- Any authorised director, partner or the Company Secretary be authorised to issue a certified extract of these resolutions and to provide a copy of same to FXP.
The Director
Date
Signature
Source of Wealth Declaration
Complete the declaration and sign
Select the source(s) of your wealth, provide details, and sign the declaration.
Declarations *
Ardent Business Centre,
Oratory Street,
Naxxar NXR2505, Malta
Source of Wealth Declaration
As a Licensed Electronic Money Institution, FinXP Ltd must comply with regulatory obligations emanating from Prevention of Money Laundering and Funding of Terrorism Regulations (S.L. 373.01) & FIAU Implementing Procedures. Therefore, it is our obligation to collect information regarding our clients' source of wealth.
Source of Wealth (SoW)
The SoW refers to the origin of the entire body of wealth of the customer (body corporate or individual). We also understand that the value of your net worth may change over time as new activities are identified hence additional wealth is accumulated. Therefore, it is of utmost importance that if such changes occur, you provide us with an update.
Examples of documentary evidence to be collected to evidence source of wealth:
| Source | Documentation Requirements | |
|---|---|---|
| ✓ ☐ | Income from Profession / Employment |
|
| ✓ ☐ | Savings | Bank statement showing name of customer, amount and enquiry of the source of wealth (showing how savings were acquired) |
| ✓ ☐ | Loan |
|
| ✓ ☐ | Dividends or profits from company |
|
| ✓ ☐ | Sale of Investments / Shares |
|
Source of Wealth Declaration
| Source | Documentation Requirements | |
|---|---|---|
| ✓ ☐ | Sale of Property |
|
| ✓ ☐ | Divorce |
|
| ✓ ☐ | Inheritance |
|
| ✓ ☐ | Lottery / gambling win | Letter from paying organisation confirming the details of the win, screenshots from website showing tournament placement/winnings, copies of bank statements showing payment of winnings |
| ✓ ☐ | Gift |
|
| ✓ ☐ | Other Income sources | Nature of income, amount, date received and from who. Appropriate supporting documentation. |
Once you have selected one or more of the relevant choices above, below please provide a brief description of the economic activities that generated your wealth and provide supporting documents. All supporting documents are to be submitted in either original form or must be certified by embassy officials, legal or accountancy professionals, entities/persons undertaking a relevant financial business or equivalent activities in reputable jurisdictions, or by any other person who is empowered to certify documents within the jurisdiction.
Declaration
I confirm that these funds are derived from legitimate sources and are not linked and/or derived from criminal origin, of whatsoever nature, and do not constitute the proceeds of money laundering or terrorist financing as stated above and that I will also provide evidence of the source of funds or source of wealth (as detailed above) if required to do so by FinXP Ltd.
I declare that the information provided is, to the best of my knowledge, accurate and complete.
Date
Signature
Position/Role
Full Name (Print)
Individual Name
Authorised Signatory Form
For:
Online Payment Platform Access
User Type: (View User role - View Only is required)
This Form Applies To
Declarations *
The Director
Document Preview (3 Pages)
Ardent Business Centre,
Oratory Street,
Naxxar, NXR2505, Malta
Authorised Signatory
Add Authorised Signatory
Full name
Position Held
Email address
Phone number
Online payment platform access:
Specimen Signature
Special Requirements/Notes
Remove Authorised Signatory
Full name
Position Held
Email address
Phone number
Applies to:
User Group Definitions
SINGLE PERSON This user has full access to the system and can create and approve all orders/beneficiaries.
APPROVER ONLY User can approve orders and not create any of their own. Full access to create / approve beneficiaries and view all reports.
VIEW ONLY User only has access to view reports and beneficiaries.
CREATOR /APPROVER User creates orders which must then be sent for approval by another user. User can also approve orders and not create any of their own.
CREATOR ONLY User creates orders which must then be sent for approval by another user. Full access to create / approve beneficiaries and view all reports.
Authorised Signatory
Signature
By the Authorised Signatory ticking the boxes and signing below, the Client hereby acknowledges and agrees that:
The Authorised User identified on this form is authorised to act on behalf of the Client in connection with the provision of Services by FinXP, to the extent and subject to the conditions specified above
FinXP is entitled to assume that such authority continues in full force and effect, and FinXP may act accordingly, unless and until it receives from the Client express notification to the contrary
FinXP is authorised by the Client to disclose to the Authorised User any information relating to the Services offered
FinXP assumes no responsibility for the consequences (including financial consequences) of any act or omission of any Authorised User
Services are provided by FinXP only in accordance with the Terms and Conditions referred to in the Application Form completed by the Client
The Applicant undertakes to immediately notify the FinXP Limited in writing of any intentions to perform transactions on behalf of the third persons/companies and/or to hold third persons' funds in the accounts to be opened in the name of the company.
NOTICE: FinXP Limited always conducts AML/CTF checks of Source of Funds on Incoming Transactions and/ or Outgoing Transactions for any IBAN4U Account that has been approved and opened.
FinXP's Compliance Team reserves the right to send emails/ call or conduct short online Conference to ask for particular Transaction Documents (Invoices/ Agreement etc). Explanation and further evidence to prove the proper Business Relationship between the Account Holders and its customers and its suppliers.
In such cases the submitted documents will be reviewed and if FinXP approves the properness of the documents and that the transactions falls within the scope of the account and is in line with FinXP policies then such transactions will not be held back. This is also for future transactions.
By signing this Declaration, I/ We are aware that the information provided about AML - CTF Checks of Source of Fund on specific transactions shall follow the rules and regulations posed to the FinXP's Account's holder.
Applicant Declaration
The Entity confirms that they have read and agree to the Privacy Policy
The Entity confirms that they have acknowledged, read and understood the Terms and Conditions and IBAN4U - Internet Banking Portal - Alternative electronic channels (in Appendix)
Date
Signature
The Director
Full Name (Print)
Authorised Signatory - Appendix
IBAN4U - Internet Banking Portal – Alternative electronic channels
- The Applicant hereby confirms that the above details belong to the Applicant only and the Applicant will ensure the security and secrecy of the individual authorised signatories login details and will not make these available to any unauthorised third person.
- By requesting the above authorisations, the Applicant hereby acknowledges that he is informed, understands and agree that
- The means of communication might not always be secure or error free mediums of communications for delivery instructions to FinXP or receiving Applicant information
- Such communications may be interfered with including but not limited to interception, viewing by unauthorised third parties, or unauthorised alterations
- FinXP will have no obligation to additionally verify the authenticity or accuracy of any instruction received via any of the given channels and shall have the right to identify the applicant solely matching the Applicant email ids or mobile number and/or other applicant identifying data contained with the instruction (if any) with the ones provide above.
- FinXP shall deem all instructions received through any of the channels as duly sent by the Applicant himself or by the authorised signatories and may act on any direction contained in such instructions regardless of by whom in fact the instructions were transmitted and not withstanding that such instructions may have been initiated: the possibility that the instructions were transmitted in error or fraudulently, or altered or distorted prior to or in the course of transmission is known and stays with the Applicant.
- FinXP may, in its absolute discretion, defer action in accordance with the whole or any part of such instruction pending further enquiry to or confirmation by the Applicant but FinXP will not be under any obligation to accept in any case
- FinXP is released from any liability and the applicant indemnifies FinXP against all claims, losses, damages, costs and expenses arising in consequence of, or in any way related to FinXP having acted in accordance with the whole or any part of any such instructions or the excise of the discretion conferred upon FinXP as indicated in clause above
- Each of any such instructions sent to FinXP may not be deemed received until the Applicant has received a return confirmation from FinXP acknowledging receipt of such instructions
- The Applicant and its Authorized Signatories shall undertake to safeguard any PIN/Code/User Name or Number/login details that might be given to them and take all the appropriate measures so as not to reveal such codes to any unauthorised persons intentionally or unintentionally. The Applicant shall not hold FinXP liable for any losses, damages or expense that it may incur as a result of the Applicant not safeguarding any such code/pin/user name/login details properly and/or of any forgery and/or false impersonation and/or fraud of any kind being committed in the process of giving such instructions and/or orders and/or other communications mentioned hereinabove. The Applicant undertakes to indemnify FinXP and keep you indemnified for any, damages, expenses FinXP may incur as a result of the unauthorised use of any such codes and /or the commitment of any such forgery and/or false impersonation and/or fraud as mentioned above.
- The Applicant acknowledges that Transactions given either by fax, by email or by message through the IBAN4U Internet banking Portal are at risk of being unauthorised and improper access by third parties and the Applicant accepts that any sensitive or personal information contained within the Transaction instructions is transmitted at the Applicants own risk.
- The Applicant further more declares that FinXP have no responsibility whatsoever in respect of any transactions executed in accordance with transaction instructions received from the Applicant in any of the manners defined above and which might prove to be unauthorised, except where FinXP had knowledge or reasonable doubt to suspect that the Transaction instruction is unauthorised or fraudulent in which case FinXP will refrain from effected the requested transaction.
- The Applicant also declares and agrees that if the Transaction Instructions are subsequently confirmed in writing and delivered to FinXP either by mail or by hand, such confirmation must clearly be marked as "original Transaction instructions send by fax and/ or by message through the FinXP internet banking portal, the Applicant will do its best to avoid duplicate instructions - failure to do so might lead to transactions being processed twice and FinXP will not be held liable if the transaction is processed twice. The Applicant authorises FXP to debit any account in the Applicant's name withany sums payable by the request of such Transaction instructions.
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Thank you for submitting your business registration. Our team will review your application and get back to you within 2-3 business days.
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- ✓ You'll receive a confirmation email shortly
- ✓ Our compliance team will review your application
- ✓ We may contact you if additional information is needed
- ✓ Once approved, you'll receive access to your business account