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Payment Services

No Judgement Banking Your Business, Your Choice

Tired of banks judging your business? Get a payment account with Zazoo—no moral restrictions, no judgment. All the functionality of a bank account, without the lending capabilities or moral policing.

No Restrictions Full Functionality Legitimate Use
No judgement banking with Zazoo

Why Zazoo?

Payment Account vs Bank Account: What's the Difference?

A Zazoo payment account offers all the same banking services as a traditional bank account—send and receive payments, use a debit card, manage funds—with one key difference: we don't lend money. This means no credit checks, no lending restrictions, and no moral judgments about how you use your account.

What a Payment Account Offers

  • EU IBAN for receiving payments
  • Send SEPA and international transfers
  • Virtual Mastercard for online spending
  • Multi-currency account support
  • Bulk payment processing
  • Transaction history and reporting
  • Bank-level security and compliance

What We Don't Offer

  • Lending or credit facilities
  • Overdraft facilities
  • Mortgage or loan products
  • Credit checks or credit scoring

Why this matters: Because we don't lend money, we don't need to assess credit risk or apply moral restrictions. We focus purely on providing payment services for legitimate businesses and individuals.

No Moral Restrictions

We don't judge your business model. Adult industry, crypto, gambling, forex—if it's legitimate, we'll provide payment services.

  • • Adult industry welcome
  • • High-risk businesses accepted
  • • No moral policing

Full Banking Functionality

Get all the payment features you need: EU IBAN, Virtual Mastercard, send and receive payments, just like a bank account.

  • • Complete payment services
  • • All standard banking features
  • • Professional account management

Risk-Based Approach

We assess applications based on risk and compliance, not moral judgments. Legitimate businesses get the payment services they need.

  • • Risk-based assessment
  • • Compliance-focused
  • • Transparent processes

Ready for No Judgement Banking?

Open your payment account today. All the functionality of a bank account, without the lending capabilities or moral restrictions.